If you need to have the windshield replaced in your vehicle, then you could be wondering about whether or not you will be responsible to pay for it. After all, you could be hoping that your car insurance company will cover the cost. These are a few tips that can help you get your insurance company to pay for your windshield replacement.
First of all, any time that you are going to be filing a claim with your car insurance agency, it's a good idea to take pictures. Consider snapping a few pictures of your damaged windshield so that you can provide proof of the damage, if necessary.
Contact Your Insurance Agent
Next, you may want to call your insurance agent. Then, you can ask about the coverage that you have and make sure that your insurance policy will cover the cost of your windshield replacement.
File a Claim
Once you have verified that this is something that your insurance policy covers, then you will need to file a claim. Your insurance agent might be able to help you do this, or he or she might direct you to call a claims line or to file your claim online. The process for this depends on the insurance company that you have, since they are all different.
Wait for the Insurance Adjuster
Once you file a claim, your insurance company might send out an insurance adjuster. He or she may meet with you and take a look at the damage to your windshield to verify the damage, come up with an estimate of how much the repair or replacement will cost, and approve the claim.
Be Prepared to Pay a Deductible
Of course, you might be required to pay a deductible on your car insurance before you can have your windshield replaced. Check your policy documents to find out about how much your deductible is if you don't already know. You can also ask your insurance agent about this so that you will be prepared for the cost.
Work with a Good Auto Glass Repair Company
Lastly, make sure that you work with a good auto glass repair company to have your windshield replaced. Then, you can ensure that the job will be done properly. You may want to work with a company that will work directly with your insurance company; this can help you make things even easier when having your replacement covered by your car insurance policy.